Utopia Insurance Services
 CA License #0G50649 & TX License #1606992
Utopia Insurance Services

(877) 867-1467
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Commercial Property

Commercial Property Insurance consists of several coverage categories that in combination protect building owners. Utopia Insurance Services is experienced in combining coverages from different insurance carriers to find the best overall value.

Competitive Rate Structures:

Utopia Insurance agents can provide complete Commercial Property Insurance packages at rates as low as $2000 a year. Though packages and prices vary, commercial property owners should consider comprehensive coverage that protects them from as many risks as possible.

Your Exposure to Claims:

Commercial property owners must protect themselves from property damage, liability for bodily injury that occurs on their premises, personal injury suits stemming from wrongful eviction or libel/slander charges from tenants, and crime. Most Commercial Property Insurance packages include:

Property Coverage
  • Building Coverage: includes any damage, whether intentional or accidental, to your commercial property
  • Personal Property Coverage: includes damage to your personal property on the premises
  • Business Income Coverage: covers loss of income due to a claim.
  • Ordinance or Law Coverage: will cover the larger costs of reconstruction if your older building suffers substantial damage and must be rebuilt in compliance with new government standards.

Liability Coverage
  • Bodily Injury and Property Damage: protects you in the event a person injures themselves or damages their property on your premises.
  • Personal Injury Coverage: helps protect against lawsuits for wrongful eviction, liable, slander, etc.

Crime Coverage
  • Robbery & Safe Burglary, Money & Securities Coverage: covers money and securities lost in a robbery or safe burglary at a building or in the care and custody of a messenger.
  • Theft, Disappearance, & Destruction Coverage: protects against loss of money and securities resulting directly from any kind of theft, disappearance, or destruction of property
There are also numerous plans that cover glass, appliances, parking areas, pools and saunas, and essentially everything that a commercial property owner may need to protect or may be liable for. Utopia Insurance agents compare numerous reputable insurance carriers in order to determine the best combination of plans for every customer`s distinct needs, as each commercial property has different requirements.

Utopia Insurance Services:

Utopia Insurance insurance brokers understand that our customers require a fast quote turnaround, a quick and easy signing, and convenient payment options. To streamline services, Utopia Insurance provides our customers with:
  • The option to pay by MasterCard, Visa, or check by phone
  • Competitive choices from only highly rated insurance carriers
  • An accurate certificate of insurance that arrives quickly
  • Custom designed package options
  • Fast quotes and assessments at the lowest prices possible

To better understand your insurance needs and obtain the service that is best for you, please contact Utopia Insurance Services right now at (877) 867-1467.
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